🌍 ClimateRiskCheck

Natural Disaster Risk in Waverly

Georgia

5.1out of 10
Moderate Risk

Risk Summary for Waverly

Waverly scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.6
Hurricane
9.4
Wildfire
8.6
Extreme Heat
6.4
Earthquake
6.1
Lightning
5.8
Tornado
5.6
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Avalanche
4.5
Strong Wind
4.1
Hail
2.9
Landslide
2.3
Winter Weather
2.2
Cold Wave
2.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Waverly
5.1
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waverly, Georgia

Waverly is a small community of about 2,409 in Camden County, near the Atlantic Coast of the southeastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Waverly.

According to FEMA's National Risk Index, Waverly carries an overall risk score of 5.1/10, placing it in the moderate category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hurricane and wildfire.

Waverly's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Camden County, the highest-scoring are coastal flood, hurricane, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Waverly residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Waverly: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Waverly

These city-level factors differentiate Waverly from other communities in Camden County and provide geographic context for its hazard exposure.

Population

2,409

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 31.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

31.0687Β° N, 81.6478Β° W

Camden County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waverly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waverly

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.