Natural Disaster Risk in Hanapepe
Hawaii
4.8out of 10
Risk Summary for Hanapepe
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Tsunami Landslide Wildfire
All 18 Hazard Scores
Tsunami 10.0
Landslide 9.6
Wildfire 9.4
Coastal Flooding 9.3
Lightning 8.6
Hurricane 7.7
Volcanic Activity 5.1
Earthquake 5.0
Avalanche 4.5
Drought 3.6
Tornado 1.5
Strong Wind 1.4
Ice Storm 1.3
Extreme Heat 1.2
Winter Weather 1.2
Cold Wave 1.2
Hail 1.1
Riverine Flooding 1.0
How it compares
Hanapepe 4.8
Hawaii avg. 5.0
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Hanapepe
Other cities in Hawaii
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.