🌍 ClimateRiskCheck

Natural Disaster Risk in Kauai County

Hawaii

4.8out of 10
Moderate Risk

Risk Summary for Kauai County

Kauai County scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Landslide Wildfire

All 18 Hazard Scores

Tsunami
10.0
Landslide
9.6
Wildfire
9.4
Coastal Flooding
9.3
Lightning
8.6
Hurricane
7.7
Volcanic Activity
5.1
Earthquake
5.0
Avalanche
4.5
Drought
3.6
Tornado
1.5
Strong Wind
1.4
Ice Storm
1.3
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

Kauai County
4.8
Hawaii avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kauai County, Hawaii

Kauai County is located in the Hawaiian archipelago in the central Pacific in Hawaii, home to roughly 73,136 residents. The county experiences warm temperatures moderated by trade winds and high volcanic terrain, with elevated rainfall from November through March shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Kauai County's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for landslide and wildfire risk in their preparedness planning.

Kauai County's risk score, near the 5.0/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Kauai County, the highest-scoring are tsunami, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Kauai County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Kauai County: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Cities in Kauai County

ZIP codes in Kauai County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.