🌍 ClimateRiskCheck

Natural Disaster Risk in Kalaheo

Hawaii

4.8out of 10
Moderate Risk

Risk Summary for Kalaheo

Kalaheo scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Landslide Wildfire

All 18 Hazard Scores

Tsunami
10.0
Landslide
9.6
Wildfire
9.4
Coastal Flooding
9.3
Lightning
8.6
Hurricane
7.7
Volcanic Activity
5.1
Earthquake
5.0
Avalanche
4.5
Drought
3.6
Tornado
1.5
Strong Wind
1.4
Ice Storm
1.3
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

Kalaheo
4.8
Hawaii avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kalaheo, Hawaii

Kalaheo, in Kauai County, is a town of roughly 6,183 residents situated in the Hawaiian archipelago in the central Pacific. Its tropical climate brings warm temperatures moderated by trade winds and high volcanic terrain, and in particular elevated rainfall from November through March. These conditions collectively define the natural hazard environment that Kalaheo residents and property owners must navigate.

Kalaheo's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Secondary hazards include landslide and wildfire.

Within Hawaii, Kalaheo's risk is, near the 5.0/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Kauai County identifies tsunami as the foremost hazard, followed by landslide and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Kalaheo residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for Kalaheo: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Kalaheo

These city-level factors differentiate Kalaheo from other communities in Kauai County and provide geographic context for its hazard exposure.

Population

6,183

Small Town

Geographic Zone

Island / Pacific

High coastal + tsunami exposure

Climate Band

Tropical (Hawaii)

Latitude 21.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

21.9499Β° N, 159.5185Β° W

Kauai County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kalaheo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kalaheo

Other cities in Hawaii

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.