Natural Disaster Risk in Kalawao County
Hawaii
Risk Summary for Kalawao County
Kalawao County scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Kalawao County, Hawaii
Kalawao County, in the Hawaiian archipelago in the central Pacific in Hawaii, is characterized by its tropical climate β warm temperatures moderated by trade winds and high volcanic terrain. The county faces elevated rainfall from November through March, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.
According to FEMA's National Risk Index, Kalawao County carries an overall risk score of 3.3/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and coastal flood.
Within Hawaii, Kalawao County's risk is, considerably below the 5.0/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Kalawao County identifies tsunami as the foremost hazard, followed by volcano and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Despite its lower-than-average risk classification, Kalawao County is not immune to natural hazards. Basic preparedness β an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami β remains prudent for all residents.
What this means for Kalawao County: Tsunami preparedness
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
- Learn your community evacuation routes and the location of designated assembly areas.
Cities in Kalawao County
ZIP codes in Kalawao County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. For informational purposes only.