🌍 ClimateRiskCheck

Natural Disaster Risk in Kalawao County

Hawaii

3.3out of 10
Low Risk

Risk Summary for Kalawao County

Kalawao County scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
9.8
Volcanic Activity
9.3
Coastal Flooding
8.9
Avalanche
4.5
Hurricane
4.0
Earthquake
3.6
Wildfire
2.9
Drought
1.7
Tornado
1.3
Strong Wind
1.3
Hail
1.3
Lightning
1.3
Landslide
1.3
Ice Storm
1.3
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Kalawao County
3.3
Hawaii avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kalawao County, Hawaii

Kalawao County, in the Hawaiian archipelago in the central Pacific in Hawaii, is characterized by its tropical climate β€” warm temperatures moderated by trade winds and high volcanic terrain. The county faces elevated rainfall from November through March, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Kalawao County carries an overall risk score of 3.3/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and coastal flood.

Within Hawaii, Kalawao County's risk is, considerably below the 5.0/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Kalawao County identifies tsunami as the foremost hazard, followed by volcano and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Kalawao County is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami β€” remains prudent for all residents.

What this means for Kalawao County: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Cities in Kalawao County

ZIP codes in Kalawao County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.