Natural Disaster Risk in Kalawao County
Hawaii
3.3out of 10
Risk Summary for Kalawao County
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Tsunami Volcanic Activity Coastal Flooding
All 18 Hazard Scores
Tsunami 9.8
Volcanic Activity 9.3
Coastal Flooding 8.9
Avalanche 4.5
Hurricane 4.0
Earthquake 3.6
Wildfire 2.9
Drought 1.7
Tornado 1.3
Strong Wind 1.3
Hail 1.3
Lightning 1.3
Landslide 1.3
Ice Storm 1.3
Extreme Heat 1.2
Winter Weather 1.2
Cold Wave 1.2
Riverine Flooding 1.0
How it compares
Kalawao County 3.3
Hawaii avg. 5.0
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Kalawao County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.