Natural Disaster Risk in Kaumakani
Hawaii
Risk Summary for Kaumakani
Kaumakani scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Kaumakani, Hawaii
Kaumakani is a small community of about 1,012 in Kauai County, in the Hawaiian archipelago in the central Pacific. The area experiences warm temperatures moderated by trade winds and high volcanic terrain, with elevated rainfall from November through March shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Kaumakani.
FEMA rates Kaumakani's composite natural disaster risk at 4.8 out of 10 β moderate risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for landslide and wildfire risk in their preparedness planning.
Kaumakani's risk score, near the 5.0/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Kauai County, the highest-scoring are tsunami, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Kaumakani's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.
What this means for Kaumakani: Tsunami preparedness
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
Local Factors for Kaumakani
These city-level factors differentiate Kaumakani from other communities in Kauai County and provide geographic context for its hazard exposure.
Population
1,012
Small TownGeographic Zone
Island / Pacific
High coastal + tsunami exposure
Climate Band
Tropical (Hawaii)
Latitude 21.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.4/10
Coordinates
21.9169Β° N, 159.6279Β° W
Kauai County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Kaumakani
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Kaumakani
Other cities in Hawaii
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.