Natural Disaster Risk in Kealia
Hawaii
Risk Summary for Kealia
Kealia scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Kealia, Hawaii
Located in the Hawaiian archipelago in the central Pacific in Kauai County, Kealia is a small unincorporated community. The tropical climate that characterizes this part of Hawaii β marked by warm temperatures moderated by trade winds and high volcanic terrain β directly influences the types and severity of natural hazards present, making Kealia a community where hazard awareness has real practical value.
Kealia's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include landslide and wildfire.
Relative to other U.S. communities, Kealia's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by tsunami and landslide, as measured by FEMA across Kauai County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Kealia residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.
What this means for Kealia: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
Local Factors for Kealia
These city-level factors differentiate Kealia from other communities in Kauai County and provide geographic context for its hazard exposure.
Population
N/A
RuralGeographic Zone
Island / Pacific
High coastal + tsunami exposure
Climate Band
Tropical (Hawaii)
Latitude 22.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.4/10
Coordinates
22.1067Β° N, 159.3052Β° W
Kauai County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Kealia
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Kealia
Other cities in Hawaii
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.