🌍 ClimateRiskCheck

Natural Disaster Risk in Kealia

Hawaii

4.8out of 10
Moderate Risk

Risk Summary for Kealia

Kealia scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Landslide Wildfire

All 18 Hazard Scores

Tsunami
10.0
Landslide
9.6
Wildfire
9.4
Coastal Flooding
9.3
Lightning
8.6
Hurricane
7.7
Volcanic Activity
5.1
Earthquake
5.0
Avalanche
4.5
Drought
3.6
Tornado
1.5
Strong Wind
1.4
Ice Storm
1.3
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

Kealia
4.8
Hawaii avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kealia, Hawaii

Located in the Hawaiian archipelago in the central Pacific in Kauai County, Kealia is a small unincorporated community. The tropical climate that characterizes this part of Hawaii β€” marked by warm temperatures moderated by trade winds and high volcanic terrain β€” directly influences the types and severity of natural hazards present, making Kealia a community where hazard awareness has real practical value.

Kealia's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include landslide and wildfire.

Relative to other U.S. communities, Kealia's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by tsunami and landslide, as measured by FEMA across Kauai County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Kealia residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for Kealia: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Local Factors for Kealia

These city-level factors differentiate Kealia from other communities in Kauai County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Island / Pacific

High coastal + tsunami exposure

Climate Band

Tropical (Hawaii)

Latitude 22.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

22.1067Β° N, 159.3052Β° W

Kauai County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kealia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kealia

Other cities in Hawaii

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.