Natural Disaster Risk in Lawai
Hawaii
Risk Summary for Lawai
Lawai scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.
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All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lawai, Hawaii
Located in the Hawaiian archipelago in the central Pacific in Kauai County, Lawai is a small community of about 513. The tropical climate that characterizes this part of Hawaii β marked by warm temperatures moderated by trade winds and high volcanic terrain β directly influences the types and severity of natural hazards present, making Lawai a community where hazard awareness has real practical value.
FEMA rates Lawai's composite natural disaster risk at 4.8 out of 10 β moderate risk. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. Residents should also account for landslide and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Lawai's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by tsunami and landslide, as measured by FEMA across Kauai County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Lawai's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.
What this means for Lawai: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
Local Factors for Lawai
These city-level factors differentiate Lawai from other communities in Kauai County and provide geographic context for its hazard exposure.
Population
513
RuralGeographic Zone
Island / Pacific
High coastal + tsunami exposure
Climate Band
Tropical (Hawaii)
Latitude 21.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.4/10
Coordinates
21.9261Β° N, 159.4983Β° W
Kauai County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lawai
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lawai
Other cities in Hawaii
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.