Natural Disaster Risk in Cocolalla

Natural Hazard Profile: Cocolalla, Idaho

Cocolalla is a small community of about 1,249 in Bonner County, in the Pacific Northwest. The area experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Cocolalla.

According to FEMA's National Risk Index, Cocolalla carries an overall risk score of 5.7/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and winter.

Cocolalla's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bonner County, the highest-scoring are avalanche, landslide, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Cocolalla's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.