Natural Disaster Risk in Bonner County

Idaho

5.7out of 10

Moderate Risk

Risk Summary for Bonner County

Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.

Top Hazards

Avalanche Landslide Winter Weather

All 18 Hazard Scores

Avalanche

9.9

Landslide

9.5

Winter Weather

8.8

Wildfire

8.5

Ice Storm

7.6

Cold Wave

7.5

Earthquake

6.1

Extreme Heat

6.0

Tsunami

5.4

Lightning

5.3

Volcanic Activity

5.1

Coastal Flooding

4.9

Strong Wind

3.0

Hurricane

2.4

Drought

2.4

Tornado

2.1

Hail

1.7

Riverine Flooding

1.0

How it compares

Bonner County

5.7

Idaho avg.

5.1

US national avg.

4.5

Live Conditions

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🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Cities in Bonner County

Sandpoint5.7/10 Sagle5.7/10 Priest River5.7/10 Oldtown5.7/10 Blanchard5.7/10 Clark Fork5.7/10 Ponderay5.7/10 Cocolalla5.7/10 Hope5.7/10 Kootenai5.7/10 Bayview5.7/10 Laclede5.7/10 Careywood5.7/10 Nordman5.7/10 Coolin5.7/10 Dover5.7/10

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.