Natural Disaster Risk in Downey
Idaho
Risk Summary for Downey
Downey scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Downey, Idaho
Located in the Great Plains in Bannock County, Downey is a small community of about 1,417. The semi-arid climate that characterizes this part of Idaho β marked by dry summers, cold winters, and significant wildfire risk β directly influences the types and severity of natural hazards present, making Downey a community where hazard awareness has real practical value.
FEMA rates Downey's composite natural disaster risk at 6.3 out of 10 β high risk. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. Residents should also account for wildfire and winter risk in their preparedness planning.
Relative to other U.S. communities, Downey's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by volcano and wildfire, as measured by FEMA across Bannock County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Downey residents benefit from taking preparedness seriously. Reviewing insurance coverage for volcano and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Downey: Volcanic Activity preparedness
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
Local Factors for Downey
These city-level factors differentiate Downey from other communities in Bannock County and provide geographic context for its hazard exposure.
Population
1,417
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 42.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.7/10
Coordinates
42.4166Β° N, 112.0948Β° W
Bannock County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Downey
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Downey
Other cities in Idaho
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.