Natural Disaster Risk — ZIP Code 83234

Downey, Idaho

6.3out of 10

High Risk

Risk Summary for ZIP 83234

Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.

Top Hazards

Volcanic Activity Wildfire Winter Weather

All 18 Hazard Scores

Wildfire

9.7

Winter Weather

9.7

Volcanic Activity

9.7

Cold Wave

9.0

Earthquake

8.5

Avalanche

8.5

Extreme Heat

8.2

Lightning

8.2

Landslide

6.4

Tsunami

5.4

Coastal Flooding

4.9

Hail

4.8

Ice Storm

3.3

Drought

2.7

Tornado

2.6

Hurricane

2.4

Strong Wind

2.4

Riverine Flooding

1.0

How it compares

ZIP 83234

6.3

Idaho avg.

5.1

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk — check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Idaho

Meridian7.1/10 Twin Falls6.3/10 Nampa6.4/10 Boise7.1/10 Post Falls6.2/10 Rexburg6.1/10 Idaho Falls6.9/10 Coeur D Alene6.2/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.