🌍 ClimateRiskCheck

Natural Disaster Risk in Hope

Idaho

5.7out of 10
Moderate Risk

Risk Summary for Hope

Hope scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Winter Weather

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.5
Winter Weather
8.8
Wildfire
8.5
Ice Storm
7.6
Cold Wave
7.5
Earthquake
6.1
Extreme Heat
6.0
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.0
Hurricane
2.4
Drought
2.4
Tornado
2.1
Hail
1.7
Riverine Flooding
1.0

How it compares

Hope
5.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hope, Idaho

Hope, in Bonner County, is a small community of about 980 situated in the Pacific Northwest. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Hope residents and property owners must navigate.

Hope's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and winter.

Within Idaho, Hope's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Bonner County identifies avalanche as the foremost hazard, followed by landslide and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Hope's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Hope: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Hope

These city-level factors differentiate Hope from other communities in Bonner County and provide geographic context for its hazard exposure.

Population

980

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.5/10

Coordinates

48.2705Β° N, 116.2480Β° W

Bonner County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hope

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hope

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.