🌍 ClimateRiskCheck

Natural Disaster Risk in Lemhi County

Idaho

4.9out of 10
Moderate Risk

Risk Summary for Lemhi County

Lemhi County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Volcanic Activity

All 18 Hazard Scores

Landslide
9.6
Wildfire
9.4
Volcanic Activity
9.3
Avalanche
9.2
Lightning
8.1
Earthquake
5.9
Tsunami
5.4
Coastal Flooding
4.9
Cold Wave
3.9
Winter Weather
3.2
Drought
2.5
Hurricane
2.4
Extreme Heat
2.4
Ice Storm
2.2
Hail
1.7
Strong Wind
1.6
Tornado
1.5
Riverine Flooding
1.0

How it compares

Lemhi County
4.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lemhi County, Idaho

Situated in the United States, Lemhi County in Idaho experiences a semi-arid climate marked by dry summers, cold winters, and significant wildfire risk. A high fire danger period from July through September is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Lemhi County's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for wildfire and volcano risk in their preparedness planning.

Relative to other U.S. communities, Lemhi County's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across Lemhi County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Lemhi County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Lemhi County: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Cities in Lemhi County

ZIP codes in Lemhi County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.