🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83464

Leadore, Idaho

4.9out of 10
Moderate Risk

Risk Summary for ZIP 83464

ZIP 83464 scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Volcanic Activity

All 18 Hazard Scores

Landslide
9.6
Wildfire
9.4
Volcanic Activity
9.3
Avalanche
9.2
Lightning
8.1
Earthquake
5.9
Tsunami
5.4
Coastal Flooding
4.9
Cold Wave
3.9
Winter Weather
3.2
Drought
2.5
Hurricane
2.4
Extreme Heat
2.4
Ice Storm
2.2
Hail
1.7
Strong Wind
1.6
Tornado
1.5
Riverine Flooding
1.0

How it compares

ZIP 83464
4.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83464, Idaho

Located in the Great Plains, ZIP 83464 serves the Leadore community. The semi-arid climate of this part of Idaho β€” bringing dry summers, cold winters, and significant wildfire risk β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 83464's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wildfire and volcano.

Relative to other U.S. communities, ZIP 83464's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across Idaho. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 83464 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for ZIP 83464: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Risk for the surrounding area

Local Factors for ZIP 83464

These city-level factors differentiate ZIP 83464 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

296

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

44.4811Β° N, 113.2027Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83464

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.