🌍 ClimateRiskCheck

Natural Disaster Risk in Payette

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Payette

Payette scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Avalanche

All 18 Hazard Scores

Volcanic Activity
9.5
Wildfire
9.1
Avalanche
8.2
Winter Weather
6.4
Earthquake
6.1
Extreme Heat
5.5
Tsunami
5.4
Coastal Flooding
4.9
Landslide
4.5
Hail
3.7
Lightning
3.2
Ice Storm
2.6
Strong Wind
2.5
Drought
2.5
Hurricane
2.4
Cold Wave
2.0
Tornado
1.8
Riverine Flooding
1.0

How it compares

Payette
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Payette, Idaho

Payette, in Payette County, is a city of approximately 11,105 residents situated in the Pacific Northwest. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Payette residents and property owners must navigate.

Payette's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Secondary hazards include wildfire and avalanche.

Within Idaho, Payette's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Payette County identifies volcano as the foremost hazard, followed by wildfire and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Payette's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Payette: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Local Factors for Payette

These city-level factors differentiate Payette from other communities in Payette County and provide geographic context for its hazard exposure.

Population

11,105

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.1/10

Coordinates

44.1062Β° N, 116.6934Β° W

Payette County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Payette

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Payette

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.