Natural Disaster Risk — ZIP Code 83661

Natural Hazard Profile: ZIP 83661, Idaho

ZIP 83661 covers part of the Payette area, in the Pacific Northwest. The surrounding region experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 83661's composite natural disaster risk at 4.7 out of 10 — moderate risk. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Residents should also account for wildfire and avalanche risk in their preparedness planning.

ZIP 83661's risk score, near the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are volcano, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 83661's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.