🌍 ClimateRiskCheck

Natural Disaster Risk in Delaware County

Iowa

5.4out of 10
Moderate Risk

Risk Summary for Delaware County

Delaware County scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Strong Wind

All 18 Hazard Scores

Hail
8.8
Drought
8.3
Strong Wind
7.4
Landslide
7.2
Tornado
6.4
Cold Wave
6.1
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Extreme Heat
4.3
Ice Storm
4.0
Lightning
3.7
Earthquake
3.4
Wildfire
2.3
Riverine Flooding
1.0

How it compares

Delaware County
5.4
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Delaware County, Iowa

Delaware County is located in the United States in Iowa, home to roughly 17,486 residents. The county experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Delaware County's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for drought and wind risk in their preparedness planning.

Delaware County's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Delaware County, the highest-scoring are hail, drought, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Delaware County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Delaware County: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Cities in Delaware County

ZIP codes in Delaware County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.