🌍 ClimateRiskCheck

Natural Disaster Risk in Dundee

Iowa

5.4out of 10
Moderate Risk

Risk Summary for Dundee

Dundee scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Strong Wind

All 18 Hazard Scores

Hail
8.8
Drought
8.3
Strong Wind
7.4
Landslide
7.2
Tornado
6.4
Cold Wave
6.1
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Extreme Heat
4.3
Ice Storm
4.0
Lightning
3.7
Earthquake
3.4
Wildfire
2.3
Riverine Flooding
1.0

How it compares

Dundee
5.4
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dundee, Iowa

Dundee is a small unincorporated community in Delaware County, in the interior eastern United States. The area experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Dundee.

According to FEMA's National Risk Index, Dundee carries an overall risk score of 5.4/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to drought and wind.

Dundee's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Delaware County, the highest-scoring are hail, drought, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Dundee's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Dundee: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Dundee

These city-level factors differentiate Dundee from other communities in Delaware County and provide geographic context for its hazard exposure.

Population

463

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

42.5859Β° N, 91.5568Β° W

Delaware County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dundee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dundee

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.