Natural Disaster Risk in South Haven
Kansas
Risk Summary for South Haven
South Haven scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: South Haven, Kansas
Located in the interior eastern United States in Sumner County, South Haven is a small community of about 971. The semi-arid continental climate that characterizes this part of Kansas β marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β directly influences the types and severity of natural hazards present, making South Haven a community where hazard awareness has real practical value.
FEMA rates South Haven's composite natural disaster risk at 5.9 out of 10 β moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for tornado and drought risk in their preparedness planning.
Relative to other U.S. communities, South Haven's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Sumner County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
South Haven's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.
What this means for South Haven: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for South Haven
These city-level factors differentiate South Haven from other communities in Sumner County and provide geographic context for its hazard exposure.
Population
971
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 37.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.9/10
Coordinates
37.0799Β° N, 97.3575Β° W
Sumner County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for South Haven
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in South Haven
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.