🌍 ClimateRiskCheck

Natural Disaster Risk in Sumner County

Kansas

5.9out of 10
Moderate Risk

Risk Summary for Sumner County

Sumner County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Drought

All 18 Hazard Scores

Hail
8.3
Tornado
8.2
Drought
8.1
Ice Storm
7.8
Strong Wind
7.1
Extreme Heat
7.1
Cold Wave
7.1
Wildfire
6.9
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Landslide
4.1
Earthquake
4.0
Lightning
2.7
Riverine Flooding
1.0

How it compares

Sumner County
5.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sumner County, Kansas

Sumner County, in the United States in Kansas, is characterized by its semi-arid continental climate β€” hot summers, cold winters, and exposure at the heart of Tornado Alley. The county faces one of the most intense tornado seasons in the world, peaking in May and June, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Sumner County's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include tornado and drought.

Within Kansas, Sumner County's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Sumner County identifies hail as the foremost hazard, followed by tornado and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Sumner County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Sumner County: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Cities in Sumner County

ZIP codes in Sumner County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.