🌍 ClimateRiskCheck

Natural Disaster Risk in Dixon

Kentucky

5.2out of 10
Moderate Risk

Risk Summary for Dixon

Dixon scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Drought

All 18 Hazard Scores

Ice Storm
8.7
Earthquake
8.4
Drought
7.4
Strong Wind
7.3
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Hurricane
4.8
Winter Weather
4.8
Tornado
4.7
Avalanche
4.5
Cold Wave
4.0
Lightning
3.4
Landslide
3.3
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Dixon
5.2
Kentucky avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dixon, Kentucky

Located in the interior eastern United States in Webster County, Dixon is a small community of about 2,293. The humid subtropical climate that characterizes this part of Kentucky β€” marked by hot, humid summers and cold winters with ice storm risk β€” directly influences the types and severity of natural hazards present, making Dixon a community where hazard awareness has real practical value.

Dixon's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include earthquake and drought.

Relative to other U.S. communities, Dixon's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by ice storm and earthquake, as measured by FEMA across Webster County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Dixon residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Dixon: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Dixon

These city-level factors differentiate Dixon from other communities in Webster County and provide geographic context for its hazard exposure.

Population

2,293

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

37.5436Β° N, 87.6995Β° W

Webster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dixon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dixon

Other cities in Kentucky

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.