Natural Disaster Risk in Webster County

Natural Hazard Profile: Webster County, Kentucky

Webster County is located in the United States in Kentucky, home to roughly 12,998 residents. The county experiences hot, humid summers and cold winters with ice storm risk, with recurring winter ice storm events shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Webster County carries an overall risk score of 5.2/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to earthquake and drought.

Webster County's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Webster County, the highest-scoring are ice storm, earthquake, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Webster County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.