🌍 ClimateRiskCheck

Natural Disaster Risk in Downsville

Louisiana

5.8out of 10
Moderate Risk

Risk Summary for Downsville

Downsville scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Strong Wind Extreme Heat

All 18 Hazard Scores

Ice Storm
9.2
Strong Wind
9.1
Extreme Heat
8.0
Hurricane
7.6
Tornado
6.9
Landslide
6.6
Earthquake
5.9
Hail
5.6
Tsunami
5.4
Wildfire
5.2
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Lightning
4.7
Avalanche
4.5
Cold Wave
2.9
Winter Weather
2.5
Riverine Flooding
1.0

How it compares

Downsville
5.8
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Downsville, Louisiana

Downsville is a town of roughly 5,396 residents in Union County, in the interior eastern United States. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Downsville.

According to FEMA's National Risk Index, Downsville carries an overall risk score of 5.8/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to wind and heat.

Downsville's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Union County, the highest-scoring are ice storm, wind, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Downsville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Downsville: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Downsville

These city-level factors differentiate Downsville from other communities in Union County and provide geographic context for its hazard exposure.

Population

5,396

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

32.6431Β° N, 92.3395Β° W

Union County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Downsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Downsville

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.