🌍 ClimateRiskCheck

Natural Disaster Risk in Union County

Louisiana

5.8out of 10
Moderate Risk

Risk Summary for Union County

Union County scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Strong Wind Extreme Heat

All 18 Hazard Scores

Ice Storm
9.2
Strong Wind
9.1
Extreme Heat
8.0
Hurricane
7.6
Tornado
6.9
Landslide
6.6
Earthquake
5.9
Hail
5.6
Tsunami
5.4
Wildfire
5.2
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Lightning
4.7
Avalanche
4.5
Cold Wave
2.9
Winter Weather
2.5
Riverine Flooding
1.0

How it compares

Union County
5.8
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Union County, Louisiana

Union County, in the United States in Louisiana, is characterized by its humid subtropical climate β€” very hot summers, mild winters, and exceptionally high humidity. The county faces a lengthy hurricane and tropical storm season, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Union County's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include wind and heat.

Within Louisiana, Union County's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Union County identifies ice storm as the foremost hazard, followed by wind and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Union County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Union County: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Cities in Union County

ZIP codes in Union County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.