🌍 ClimateRiskCheck

Natural Disaster Risk in Franklin County

Maine

5.9out of 10
Moderate Risk

Risk Summary for Franklin County

Franklin County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Ice Storm Winter Weather

All 18 Hazard Scores

Avalanche
9.3
Ice Storm
9.2
Winter Weather
9.0
Hurricane
8.7
Landslide
7.9
Lightning
7.5
Cold Wave
6.8
Tsunami
5.4
Earthquake
5.3
Strong Wind
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Hail
3.5
Extreme Heat
2.7
Wildfire
2.6
Tornado
2.3
Riverine Flooding
1.0

How it compares

Franklin County
5.9
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Franklin County, Maine

Franklin County, in the United States in Maine, is characterized by its humid continental climate β€” long, harsh winters and brief summers with heavy snowfall. The county faces powerful nor'easter blizzards, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Franklin County's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include ice storm and winter.

Within Maine, Franklin County's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Franklin County identifies avalanche as the foremost hazard, followed by ice storm and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Franklin County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Franklin County: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Cities in Franklin County

ZIP codes in Franklin County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.