🌍 ClimateRiskCheck

Natural Disaster Risk in Bealsville

Maryland

7.9out of 10
High Risk

Risk Summary for Bealsville

Bealsville scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Extreme Heat Strong Wind

All 18 Hazard Scores

Winter Weather
9.9
Strong Wind
9.7
Extreme Heat
9.7
Hurricane
9.5
Hail
9.5
Earthquake
9.3
Lightning
9.3
Coastal Flooding
8.9
Cold Wave
8.8
Drought
8.4
Tornado
8.1
Landslide
7.8
Ice Storm
7.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
3.4
Riverine Flooding
1.0

How it compares

Bealsville
7.9
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bealsville, Maryland

Located along the mid-Atlantic coast in Montgomery County, Bealsville is a small unincorporated community. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Bealsville a community where hazard awareness has real practical value.

Bealsville's overall natural disaster risk is rated 7.9/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include heat and wind.

Relative to other U.S. communities, Bealsville's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.5/10 state average. The hazard distribution here is led by winter and heat, as measured by FEMA across Montgomery County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Bealsville residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bealsville: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Bealsville

These city-level factors differentiate Bealsville from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

158

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

39.1791Β° N, 77.4144Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bealsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bealsville

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.