🌍 ClimateRiskCheck

Natural Disaster Risk in Betterton

Maryland

5.4out of 10
Moderate Risk

Risk Summary for Betterton

Betterton scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Drought Hurricane

All 18 Hazard Scores

Drought
9.4
Coastal Flooding
9.4
Hurricane
8.7
Lightning
7.0
Extreme Heat
6.0
Earthquake
5.8
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Strong Wind
4.8
Avalanche
4.5
Ice Storm
4.4
Wildfire
3.5
Hail
3.5
Tornado
3.3
Cold Wave
3.3
Landslide
3.1
Riverine Flooding
1.0

How it compares

Betterton
5.4
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Betterton, Maryland

Betterton, in Kent County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid subtropical climate brings warm summers, mild winters, and coastal storm exposure, and in particular tropical storm and nor'easter impacts. These conditions collectively define the natural hazard environment that Betterton residents and property owners must navigate.

Betterton's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include drought and hurricane.

Within Maryland, Betterton's risk is, slightly below the 6.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Kent County identifies coastal flood as the foremost hazard, followed by drought and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Betterton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Betterton: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Betterton

These city-level factors differentiate Betterton from other communities in Kent County and provide geographic context for its hazard exposure.

Population

391

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.3652Β° N, 76.0684Β° W

Kent County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Betterton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Betterton

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.