Natural Disaster Risk in Cambridge

Natural Hazard Profile: Cambridge, Maryland

Located along the mid-Atlantic coast in Dorchester County, Cambridge is a city of approximately 17,926 residents. The humid subtropical climate that characterizes this part of Maryland — marked by warm summers, mild winters, and coastal storm exposure — directly influences the types and severity of natural hazards present, making Cambridge a community where hazard awareness has real practical value.

Cambridge's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and wildfire.

Relative to other U.S. communities, Cambridge's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Dorchester County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Cambridge residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.