Natural Disaster Risk in Charles County
Maryland
6.2out of 10
Risk Summary for Charles County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Coastal Flooding Hurricane Extreme Heat
All 18 Hazard Scores
Coastal Flooding 9.3
Hurricane 8.5
Extreme Heat 8.2
Strong Wind 8.0
Lightning 7.7
Drought 7.6
Winter Weather 7.5
Earthquake 7.2
Landslide 6.6
Tsunami 5.4
Volcanic Activity 5.1
Hail 5.0
Ice Storm 4.9
Avalanche 4.5
Tornado 3.8
Wildfire 2.9
Cold Wave 2.8
Riverine Flooding 1.0
How it compares
Charles County 6.2
Maryland avg. 6.5
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Charles County
Waldorf6.2/10La Plata6.2/10White Plains6.2/10Indian Head6.2/10Bryans Road6.2/10Hughesville6.2/10Charlotte Hall6.2/10Newburg6.2/10Nanjemoy6.2/10Port Tobacco6.2/10Pomfret6.2/10Welcome6.2/10Bel Alton6.2/10Marbury6.2/10Cobb Island6.2/10Issue6.2/10Faulkner6.2/10Bryantown6.2/10Benedict6.2/10Mount Victoria6.2/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.