🌍 ClimateRiskCheck

Natural Disaster Risk in White Plains

Maryland

6.2out of 10
High Risk

Risk Summary for White Plains

White Plains scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Extreme Heat

All 18 Hazard Scores

Coastal Flooding
9.3
Hurricane
8.5
Extreme Heat
8.2
Strong Wind
8.0
Lightning
7.7
Drought
7.6
Winter Weather
7.5
Earthquake
7.2
Landslide
6.6
Tsunami
5.4
Volcanic Activity
5.1
Hail
5.0
Ice Storm
4.9
Avalanche
4.5
Tornado
3.8
Wildfire
2.9
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

White Plains
6.2
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: White Plains, Maryland

Located along the mid-Atlantic coast in Charles County, White Plains is a city of approximately 16,407 residents. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making White Plains a community where hazard awareness has real practical value.

White Plains's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and heat.

Relative to other U.S. communities, White Plains's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Charles County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, White Plains residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for White Plains: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for White Plains

These city-level factors differentiate White Plains from other communities in Charles County and provide geographic context for its hazard exposure.

Population

16,407

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

38.5889Β° N, 76.9727Β° W

Charles County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for White Plains

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in White Plains

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.