🌍 ClimateRiskCheck

Natural Disaster Risk in Colora

Maryland

6.7out of 10
High Risk

Risk Summary for Colora

Colora scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Drought Winter Weather

All 18 Hazard Scores

Drought
9.4
Coastal Flooding
9.4
Winter Weather
8.9
Strong Wind
8.7
Hurricane
8.6
Extreme Heat
8.1
Earthquake
7.4
Ice Storm
7.2
Lightning
6.6
Landslide
6.3
Cold Wave
5.9
Tornado
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.1
Wildfire
3.5
Riverine Flooding
1.0

How it compares

Colora
6.7
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Colora, Maryland

Colora is a small community of about 2,233 in Cecil County, along the mid-Atlantic coast. The area experiences warm summers, mild winters, and coastal storm exposure, with tropical storm and nor'easter impacts shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Colora.

According to FEMA's National Risk Index, Colora carries an overall risk score of 6.7/10, placing it in the high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to drought and winter.

Colora's risk score, near the 6.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cecil County, the highest-scoring are coastal flood, drought, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Colora's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Colora: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Colora

These city-level factors differentiate Colora from other communities in Cecil County and provide geographic context for its hazard exposure.

Population

2,233

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.6711Β° N, 76.0982Β° W

Cecil County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Colora

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Colora

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.