🌍 ClimateRiskCheck

Natural Disaster Risk in Fort Washington

Maryland

8.3out of 10
Very High Risk

Risk Summary for Fort Washington

Fort Washington scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Winter Weather Extreme Heat

All 18 Hazard Scores

Winter Weather
9.9
Lightning
9.9
Extreme Heat
9.8
Tornado
9.6
Strong Wind
9.6
Hurricane
9.5
Earthquake
9.4
Coastal Flooding
9.3
Hail
9.2
Landslide
9.2
Drought
8.6
Ice Storm
8.4
Cold Wave
8.1
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Fort Washington
8.3
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fort Washington, Maryland

Located along the mid-Atlantic coast in Prince George's County, Fort Washington is a city of 54,441 residents. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Fort Washington a community where hazard awareness has real practical value.

FEMA rates Fort Washington's composite natural disaster risk at 8.3 out of 10 β€” very high risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for winter and heat risk in their preparedness planning.

Relative to other U.S. communities, Fort Washington's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.5/10 state average. The hazard distribution here is led by lightning and winter, as measured by FEMA across Prince George's County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

The very high risk environment in Fort Washington warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including lightning. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for Fort Washington: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Fort Washington

These city-level factors differentiate Fort Washington from other communities in Prince George's County and provide geographic context for its hazard exposure.

Population

54,441

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

38.7536Β° N, 76.9839Β° W

Prince George's County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fort Washington

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Fort Washington

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.