🌍 ClimateRiskCheck

Natural Disaster Risk in Galesville

Maryland

7.7out of 10
High Risk

Risk Summary for Galesville

Galesville scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Lightning

All 18 Hazard Scores

Winter Weather
9.6
Coastal Flooding
9.6
Lightning
9.5
Extreme Heat
9.4
Strong Wind
9.2
Hurricane
9.1
Earthquake
8.5
Tornado
8.4
Landslide
8.2
Hail
7.7
Drought
7.7
Ice Storm
7.3
Cold Wave
7.1
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.4
Riverine Flooding
1.0

How it compares

Galesville
7.7
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Galesville, Maryland

Located along the mid-Atlantic coast in Anne Arundel County, Galesville is a small community of about 668. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Galesville a community where hazard awareness has real practical value.

FEMA rates Galesville's composite natural disaster risk at 7.7 out of 10 β€” high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for winter and lightning risk in their preparedness planning.

Relative to other U.S. communities, Galesville's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.5/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Anne Arundel County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Galesville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Galesville: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Galesville

These city-level factors differentiate Galesville from other communities in Anne Arundel County and provide geographic context for its hazard exposure.

Population

668

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

38.8453Β° N, 76.5465Β° W

Anne Arundel County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Galesville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Galesville

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.