🌍 ClimateRiskCheck

Natural Disaster Risk in Garrett Park

Maryland

7.9out of 10
High Risk

Risk Summary for Garrett Park

Garrett Park scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Extreme Heat Strong Wind

All 18 Hazard Scores

Winter Weather
9.9
Strong Wind
9.7
Extreme Heat
9.7
Hurricane
9.5
Hail
9.5
Earthquake
9.3
Lightning
9.3
Coastal Flooding
8.9
Cold Wave
8.8
Drought
8.4
Tornado
8.1
Landslide
7.8
Ice Storm
7.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
3.4
Riverine Flooding
1.0

How it compares

Garrett Park
7.9
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garrett Park, Maryland

Located along the mid-Atlantic coast in Montgomery County, Garrett Park is a small community of about 932. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Garrett Park a community where hazard awareness has real practical value.

FEMA rates Garrett Park's composite natural disaster risk at 7.9 out of 10 β€” high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for heat and wind risk in their preparedness planning.

Relative to other U.S. communities, Garrett Park's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.5/10 state average. The hazard distribution here is led by winter and heat, as measured by FEMA across Montgomery County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Garrett Park's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Garrett Park: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Garrett Park

These city-level factors differentiate Garrett Park from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

932

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

39.0352Β° N, 77.0949Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garrett Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Garrett Park

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.