Natural Disaster Risk in Garrett Park
Maryland
Risk Summary for Garrett Park
Garrett Park scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Garrett Park, Maryland
Located along the mid-Atlantic coast in Montgomery County, Garrett Park is a small community of about 932. The humid subtropical climate that characterizes this part of Maryland β marked by warm summers, mild winters, and coastal storm exposure β directly influences the types and severity of natural hazards present, making Garrett Park a community where hazard awareness has real practical value.
FEMA rates Garrett Park's composite natural disaster risk at 7.9 out of 10 β high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for heat and wind risk in their preparedness planning.
Relative to other U.S. communities, Garrett Park's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.5/10 state average. The hazard distribution here is led by winter and heat, as measured by FEMA across Montgomery County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Garrett Park's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Garrett Park: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Garrett Park
These city-level factors differentiate Garrett Park from other communities in Montgomery County and provide geographic context for its hazard exposure.
Population
932
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.4/10
Coordinates
39.0352Β° N, 77.0949Β° W
Montgomery County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Garrett Park
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Garrett Park
Other cities in Maryland
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.