🌍 ClimateRiskCheck

Natural Disaster Risk in Knoxville

Maryland

6.8out of 10
High Risk

Risk Summary for Knoxville

Knoxville scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Avalanche

All 18 Hazard Scores

Hurricane
9.0
Drought
8.8
Avalanche
8.7
Winter Weather
8.4
Extreme Heat
8.2
Landslide
8.2
Earthquake
7.9
Lightning
7.4
Strong Wind
7.2
Hail
7.1
Tornado
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.6
Ice Storm
4.2
Cold Wave
4.1
Riverine Flooding
1.0

How it compares

Knoxville
6.8
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Knoxville, Maryland

Knoxville, in Washington County, is a town of roughly 4,409 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings warm summers, mild winters, and coastal storm exposure, and in particular tropical storm and nor'easter impacts. These conditions collectively define the natural hazard environment that Knoxville residents and property owners must navigate.

Knoxville's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include drought and avalanche.

Within Maryland, Knoxville's risk is, near the 6.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Washington County identifies hurricane as the foremost hazard, followed by drought and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Knoxville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Knoxville: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Knoxville

These city-level factors differentiate Knoxville from other communities in Washington County and provide geographic context for its hazard exposure.

Population

4,409

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

39.3457Β° N, 77.6626Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Knoxville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Knoxville

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.