🌍 ClimateRiskCheck

Natural Disaster Risk in Little Orleans

Maryland

6.1out of 10
High Risk

Risk Summary for Little Orleans

Little Orleans scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.4
Avalanche
9.2
Hurricane
7.8
Strong Wind
7.7
Extreme Heat
7.6
Winter Weather
7.6
Hail
6.9
Earthquake
5.9
Lightning
5.9
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Tornado
4.4
Wildfire
3.1
Cold Wave
2.7
Riverine Flooding
1.0

How it compares

Little Orleans
6.1
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Little Orleans, Maryland

Located along the mid-Atlantic coast in Allegany County, Little Orleans is a small community of about 854. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Little Orleans a community where hazard awareness has real practical value.

FEMA rates Little Orleans's composite natural disaster risk at 6.1 out of 10 β€” high risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Little Orleans's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.5/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Allegany County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Little Orleans residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Little Orleans: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Little Orleans

These city-level factors differentiate Little Orleans from other communities in Allegany County and provide geographic context for its hazard exposure.

Population

854

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

39.6593Β° N, 78.3986Β° W

Allegany County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Little Orleans

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Little Orleans

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.