🌍 ClimateRiskCheck

Natural Disaster Risk in Midland

Maryland

6.1out of 10
High Risk

Risk Summary for Midland

Midland scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.4
Avalanche
9.2
Hurricane
7.8
Strong Wind
7.7
Extreme Heat
7.6
Winter Weather
7.6
Hail
6.9
Earthquake
5.9
Lightning
5.9
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Tornado
4.4
Wildfire
3.1
Cold Wave
2.7
Riverine Flooding
1.0

How it compares

Midland
6.1
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Midland, Maryland

Midland, in Allegany County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid subtropical climate brings warm summers, mild winters, and coastal storm exposure, and in particular tropical storm and nor'easter impacts. These conditions collectively define the natural hazard environment that Midland residents and property owners must navigate.

According to FEMA's National Risk Index, Midland carries an overall risk score of 6.1/10, placing it in the high category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and hurricane.

Within Maryland, Midland's risk is, slightly below the 6.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Allegany County identifies landslide as the foremost hazard, followed by avalanche and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Midland residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Midland: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Midland

These city-level factors differentiate Midland from other communities in Allegany County and provide geographic context for its hazard exposure.

Population

84

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

39.5911Β° N, 78.9509Β° W

Allegany County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Midland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Midland

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.