🌍 ClimateRiskCheck

Natural Disaster Risk in Newcomb

Maryland

6.0out of 10
High Risk

Risk Summary for Newcomb

Newcomb scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.6
Hurricane
8.9
Drought
8.8
Extreme Heat
8.4
Wildfire
7.5
Lightning
6.8
Earthquake
6.4
Winter Weather
6.3
Strong Wind
5.4
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Cold Wave
4.8
Avalanche
4.5
Tornado
4.0
Hail
2.7
Landslide
2.7
Riverine Flooding
1.0

How it compares

Newcomb
6.0
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Newcomb, Maryland

Newcomb, in Talbot County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid subtropical climate brings warm summers, mild winters, and coastal storm exposure, and in particular tropical storm and nor'easter impacts. These conditions collectively define the natural hazard environment that Newcomb residents and property owners must navigate.

According to FEMA's National Risk Index, Newcomb carries an overall risk score of 6.0/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and drought.

Within Maryland, Newcomb's risk is, slightly below the 6.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Talbot County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Newcomb residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Newcomb: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Newcomb

These city-level factors differentiate Newcomb from other communities in Talbot County and provide geographic context for its hazard exposure.

Population

84

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

38.7470Β° N, 76.1774Β° W

Talbot County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Newcomb

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Newcomb

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.