Natural Disaster Risk in Secretary
Maryland
Risk Summary for Secretary
Secretary scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Secretary, Maryland
Located along the mid-Atlantic coast in Dorchester County, Secretary is a small community of about 635. The humid subtropical climate that characterizes this part of Maryland β marked by warm summers, mild winters, and coastal storm exposure β directly influences the types and severity of natural hazards present, making Secretary a community where hazard awareness has real practical value.
FEMA rates Secretary's composite natural disaster risk at 5.7 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Secretary's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Dorchester County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Secretary residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Secretary: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Secretary
These city-level factors differentiate Secretary from other communities in Dorchester County and provide geographic context for its hazard exposure.
Population
635
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 38.6Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.5/10
Coordinates
38.6081Β° N, 75.9473Β° W
Dorchester County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Secretary
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Secretary
Other cities in Maryland
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.