🌍 ClimateRiskCheck

Natural Disaster Risk in Trappe

Maryland

6.0out of 10
High Risk

Risk Summary for Trappe

Trappe scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.6
Hurricane
8.9
Drought
8.8
Extreme Heat
8.4
Wildfire
7.5
Lightning
6.8
Earthquake
6.4
Winter Weather
6.3
Strong Wind
5.4
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Cold Wave
4.8
Avalanche
4.5
Tornado
4.0
Hail
2.7
Landslide
2.7
Riverine Flooding
1.0

How it compares

Trappe
6.0
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Trappe, Maryland

Trappe is a town of roughly 2,843 residents in Talbot County, along the mid-Atlantic coast. The area experiences warm summers, mild winters, and coastal storm exposure, with tropical storm and nor'easter impacts shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Trappe.

According to FEMA's National Risk Index, Trappe carries an overall risk score of 6.0/10, placing it in the high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hurricane and drought.

Trappe's risk score, slightly below the 6.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Talbot County, the highest-scoring are coastal flood, hurricane, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Trappe's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Trappe: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Trappe

These city-level factors differentiate Trappe from other communities in Talbot County and provide geographic context for its hazard exposure.

Population

2,843

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.5/10

Coordinates

38.6523Β° N, 76.0416Β° W

Talbot County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Trappe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Trappe

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.