🌍 ClimateRiskCheck

Natural Disaster Risk in Whaleyville

Maryland

7.5out of 10
High Risk

Risk Summary for Whaleyville

Whaleyville scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Winter Weather Cold Wave

All 18 Hazard Scores

Extreme Heat
9.9
Winter Weather
9.8
Strong Wind
9.7
Cold Wave
9.7
Tornado
9.6
Hurricane
9.5
Coastal Flooding
9.5
Earthquake
9.4
Lightning
9.3
Hail
9.0
Ice Storm
8.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.4
Wildfire
3.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Whaleyville
7.5
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Whaleyville, Maryland

Whaleyville is a small community of about 661 in Worcester County, along the mid-Atlantic coast. The area experiences warm summers, mild winters, and coastal storm exposure, with tropical storm and nor'easter impacts shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Whaleyville.

FEMA rates Whaleyville's composite natural disaster risk at 7.5 out of 10 β€” high risk. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Residents should also account for winter and cold wave risk in their preparedness planning.

Whaleyville's risk score, slightly above the 6.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Worcester County, the highest-scoring are heat, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Whaleyville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Whaleyville: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Whaleyville

These city-level factors differentiate Whaleyville from other communities in Worcester County and provide geographic context for its hazard exposure.

Population

661

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

38.4163Β° N, 75.2940Β° W

Worcester County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Whaleyville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Whaleyville

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.