🌍 ClimateRiskCheck

Natural Disaster Risk in Woodsboro

Maryland

7.0out of 10
High Risk

Risk Summary for Woodsboro

Woodsboro scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Extreme Heat Hurricane

All 18 Hazard Scores

Winter Weather
9.2
Extreme Heat
8.7
Hurricane
8.6
Avalanche
8.5
Lightning
8.4
Strong Wind
8.3
Earthquake
7.8
Hail
7.8
Drought
7.5
Tornado
7.1
Landslide
7.1
Ice Storm
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.1
Wildfire
3.7
Riverine Flooding
1.0

How it compares

Woodsboro
7.0
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Woodsboro, Maryland

Located along the mid-Atlantic coast in Frederick County, Woodsboro is a town of roughly 2,928 residents. The humid subtropical climate that characterizes this part of Maryland β€” marked by warm summers, mild winters, and coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Woodsboro a community where hazard awareness has real practical value.

FEMA rates Woodsboro's composite natural disaster risk at 7.0 out of 10 β€” high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for heat and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Woodsboro's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.5/10 state average. The hazard distribution here is led by winter and heat, as measured by FEMA across Frederick County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Woodsboro's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Woodsboro: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Woodsboro

These city-level factors differentiate Woodsboro from other communities in Frederick County and provide geographic context for its hazard exposure.

Population

2,928

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

39.5386Β° N, 77.2999Β° W

Frederick County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Woodsboro

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Woodsboro

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.