Natural Disaster Risk in Chilmark
Massachusetts
Risk Summary for Chilmark
Chilmark scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Chilmark, Massachusetts
Located along the northeastern Atlantic Seaboard in Dukes County, Chilmark is a small community of about 2,244. The humid continental climate that characterizes this part of Massachusetts β marked by cold winters with heavy snowfall and warm summers β directly influences the types and severity of natural hazards present, making Chilmark a community where hazard awareness has real practical value.
FEMA rates Chilmark's composite natural disaster risk at 3.6 out of 10 β low risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and tsunami risk in their preparedness planning.
Relative to other U.S. communities, Chilmark's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Dukes County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Chilmark carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β coastal flood β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Chilmark: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Chilmark
These city-level factors differentiate Chilmark from other communities in Dukes County and provide geographic context for its hazard exposure.
Population
2,244
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 41.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.7/10
Coordinates
41.3490Β° N, 70.7463Β° W
Dukes County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Chilmark
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Chilmark
Other cities in Massachusetts
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.