🌍 ClimateRiskCheck

Natural Disaster Risk in Chilmark

Massachusetts

3.6out of 10
Low Risk

Risk Summary for Chilmark

Chilmark scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Tsunami

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
8.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Earthquake
4.2
Wildfire
3.7
Drought
3.0
Ice Storm
2.6
Lightning
2.4
Landslide
2.4
Tornado
2.2
Extreme Heat
2.0
Strong Wind
1.9
Cold Wave
1.7
Winter Weather
1.5
Hail
1.3
Riverine Flooding
1.0

How it compares

Chilmark
3.6
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chilmark, Massachusetts

Located along the northeastern Atlantic Seaboard in Dukes County, Chilmark is a small community of about 2,244. The humid continental climate that characterizes this part of Massachusetts β€” marked by cold winters with heavy snowfall and warm summers β€” directly influences the types and severity of natural hazards present, making Chilmark a community where hazard awareness has real practical value.

FEMA rates Chilmark's composite natural disaster risk at 3.6 out of 10 β€” low risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Chilmark's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Dukes County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Chilmark carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” coastal flood β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Chilmark: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Chilmark

These city-level factors differentiate Chilmark from other communities in Dukes County and provide geographic context for its hazard exposure.

Population

2,244

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

41.3490Β° N, 70.7463Β° W

Dukes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chilmark

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chilmark

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.