Natural Disaster Risk in Cuttyhunk
Massachusetts
Risk Summary for Cuttyhunk
Cuttyhunk scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Cuttyhunk, Massachusetts
Cuttyhunk, in Dukes County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters with heavy snowfall and warm summers, and in particular nor'easter storms bringing heavy snow and coastal flooding. These conditions collectively define the natural hazard environment that Cuttyhunk residents and property owners must navigate.
According to FEMA's National Risk Index, Cuttyhunk carries an overall risk score of 3.6/10, placing it in the low category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and tsunami.
Within Massachusetts, Cuttyhunk's risk is, considerably below the 6.5/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Dukes County identifies coastal flood as the foremost hazard, followed by hurricane and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Cuttyhunk carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β coastal flood β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Cuttyhunk: Coastal Flooding preparedness
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
Local Factors for Cuttyhunk
These city-level factors differentiate Cuttyhunk from other communities in Dukes County and provide geographic context for its hazard exposure.
Population
23
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 41.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.7/10
Coordinates
41.4282Β° N, 70.8910Β° W
Dukes County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Cuttyhunk
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Cuttyhunk
Other cities in Massachusetts
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.