🌍 ClimateRiskCheck

Natural Disaster Risk in Dover

Massachusetts

7.0out of 10
High Risk

Risk Summary for Dover

Dover scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Earthquake

All 18 Hazard Scores

Coastal Flooding
9.8
Hurricane
9.5
Earthquake
9.3
Extreme Heat
9.1
Ice Storm
9.1
Lightning
8.7
Cold Wave
7.7
Landslide
7.6
Tornado
7.3
Strong Wind
7.1
Wildfire
5.6
Winter Weather
5.6
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Avalanche
4.5
Hail
2.1
Riverine Flooding
1.0

How it compares

Dover
7.0
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dover, Massachusetts

Dover is a town of roughly 5,930 residents in Norfolk County, along the northeastern Atlantic Seaboard. The area experiences cold winters with heavy snowfall and warm summers, with nor'easter storms bringing heavy snow and coastal flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Dover.

FEMA rates Dover's composite natural disaster risk at 7.0 out of 10 β€” high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for hurricane and earthquake risk in their preparedness planning.

Dover's risk score, slightly above the 6.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Norfolk County, the highest-scoring are coastal flood, hurricane, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Dover's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Dover: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Dover

These city-level factors differentiate Dover from other communities in Norfolk County and provide geographic context for its hazard exposure.

Population

5,930

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

42.2366Β° N, 71.2842Β° W

Norfolk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dover

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dover

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.