🌍 ClimateRiskCheck

Natural Disaster Risk in Lynn

Massachusetts

7.6out of 10
High Risk

Risk Summary for Lynn

Lynn scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Earthquake

All 18 Hazard Scores

Coastal Flooding
10.0
Ice Storm
9.8
Earthquake
9.6
Hurricane
9.6
Lightning
9.6
Tornado
9.3
Extreme Heat
9.3
Drought
9.1
Strong Wind
9.0
Cold Wave
8.2
Landslide
6.7
Wildfire
6.4
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Avalanche
4.5
Hail
2.5
Riverine Flooding
1.0

How it compares

Lynn
7.6
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lynn, Massachusetts

Located along the northeastern Atlantic Seaboard in Essex County, Lynn is a city of 50,066 residents. The humid continental climate that characterizes this part of Massachusetts β€” marked by cold winters with heavy snowfall and warm summers β€” directly influences the types and severity of natural hazards present, making Lynn a community where hazard awareness has real practical value.

Lynn's overall natural disaster risk is rated 7.6/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include ice storm and earthquake.

Relative to other U.S. communities, Lynn's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.5/10 state average. The hazard distribution here is led by coastal flood and ice storm, as measured by FEMA across Essex County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Lynn residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lynn: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Lynn

These city-level factors differentiate Lynn from other communities in Essex County and provide geographic context for its hazard exposure.

Population

50,066

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

42.4712Β° N, 70.9398Β° W

Essex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lynn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lynn

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.