Natural Disaster Risk in Oak Bluffs
Massachusetts
3.6out of 10
Risk Summary for Oak Bluffs
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Coastal Flooding Hurricane Tsunami
All 18 Hazard Scores
Coastal Flooding 9.4
Hurricane 8.7
Tsunami 5.4
Volcanic Activity 5.1
Avalanche 4.5
Earthquake 4.2
Wildfire 3.7
Drought 3.0
Ice Storm 2.6
Lightning 2.4
Landslide 2.4
Tornado 2.2
Extreme Heat 2.0
Strong Wind 1.9
Cold Wave 1.7
Winter Weather 1.5
Hail 1.3
Riverine Flooding 1.0
How it compares
Oak Bluffs 3.6
Massachusetts avg. 6.5
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Oak Bluffs
Other cities in Massachusetts
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.