🌍 ClimateRiskCheck

Natural Disaster Risk in Osterville

Massachusetts

6.2out of 10
High Risk

Risk Summary for Osterville

Osterville scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Coastal Flooding
9.9
Hurricane
9.6
Lightning
8.8
Earthquake
8.1
Hail
7.3
Landslide
7.1
Strong Wind
6.6
Wildfire
5.9
Ice Storm
5.5
Tsunami
5.4
Tornado
5.2
Volcanic Activity
5.1
Extreme Heat
4.7
Avalanche
4.5
Drought
4.0
Cold Wave
3.9
Winter Weather
3.4
Riverine Flooding
1.0

How it compares

Osterville
6.2
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Osterville, Massachusetts

Located along the northeastern Atlantic Seaboard in Barnstable County, Osterville is a town of roughly 4,024 residents. The humid continental climate that characterizes this part of Massachusetts β€” marked by cold winters with heavy snowfall and warm summers β€” directly influences the types and severity of natural hazards present, making Osterville a community where hazard awareness has real practical value.

FEMA rates Osterville's composite natural disaster risk at 6.2 out of 10 β€” high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and lightning risk in their preparedness planning.

Relative to other U.S. communities, Osterville's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Barnstable County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Osterville residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Osterville: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Osterville

These city-level factors differentiate Osterville from other communities in Barnstable County and provide geographic context for its hazard exposure.

Population

4,024

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

41.6297Β° N, 70.3926Β° W

Barnstable County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Osterville

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Osterville

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.