🌍 ClimateRiskCheck

Natural Disaster Risk in Swansea

Massachusetts

6.7out of 10
High Risk

Risk Summary for Swansea

Swansea scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Earthquake

All 18 Hazard Scores

Coastal Flooding
9.5
Hurricane
9.4
Earthquake
9.0
Extreme Heat
8.9
Strong Wind
8.8
Ice Storm
8.6
Lightning
7.9
Cold Wave
7.1
Drought
6.5
Tornado
5.8
Tsunami
5.4
Landslide
5.3
Winter Weather
5.1
Volcanic Activity
5.1
Wildfire
4.6
Avalanche
4.5
Hail
1.9
Riverine Flooding
1.0

How it compares

Swansea
6.7
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Swansea, Massachusetts

Swansea, in Bristol County, is a city of approximately 17,359 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters with heavy snowfall and warm summers, and in particular nor'easter storms bringing heavy snow and coastal flooding. These conditions collectively define the natural hazard environment that Swansea residents and property owners must navigate.

Swansea's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and earthquake.

Within Massachusetts, Swansea's risk is, near the 6.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Bristol County identifies coastal flood as the foremost hazard, followed by hurricane and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Swansea's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Swansea: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Swansea

These city-level factors differentiate Swansea from other communities in Bristol County and provide geographic context for its hazard exposure.

Population

17,359

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

41.7570Β° N, 71.2121Β° W

Bristol County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Swansea

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Swansea

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.